We are so happy with what Psy has done for us! He was able to coach us through becoming debt free in only 7 months! He has given us so much confidence in our future and has done so with an amazing personality and approach. He has become an extension of our family, helping us to meet all our financial goals that we are shooting for! He is super flexible and is very motivating. He has pushed us to uncomfortable places and shown us what we are capable of with our finances!

I love your videos. They are so thorough and insightful.

Hey! I just found your channel, and what I find so unique about your videos is how you nail the balance between succinct explanation and meaningful content. There's so much great information here for folks that are more familiar with financial independence, but you present it in a away that would be super digestible and easy to follow for new folks as well. I also dig that there's no fluff, just great examples. I rarely comment on YouTube but I felt compelled to here, keep up the solid content!

I am very appreciative of you and your content. I did a similar journey got out of $50,K in debt before I boosted my investments. I currently do 30% including our match. It is hard but doable. You HAVE to budget and discipline is critical. Since I learned about compound interest I sm completely fascinated by it. If you dont defer gratification at least for the first 200K it will make your journey so much longer. Would love to do what you do. Don't let the comments ever slow you down. Dome people will be negative no matter what. It is easier to give up before you start and make excuses because If you don't try you can't fail snd I think some people play that game. Good luck with your channel!!

Super helpful, and thank you for the suggestion about the bonus account - childs checking account. I didn't know this was possible, but now i do. thank you!

This is one of your best videos!!! I learned to do my taxes as a trial by fire method, which got complicated with the beginnings of my brokerage account and diverse investments. I could have used some of this info then but I figured it out. Had to pay Uncle Sam back for two years in a row but I’ve learned to break even. Tax loss harvesting is a super power in itself!!! Thanks for this info, especially the real estate and a couple of other things I haven’t done yet but will add to my portfolio. It’s good to know what to expect.

Good Afternoon - Thank you much for the education and for great info! I wish if you could discuss some great ETFs please. Thanks in advance

Great explanation on the Roth 401k to Roth IRA rollover. I plan on being FIRE after I retire from military and my taxable brokerage will be my main bridge account but knowing I can convert Roth 401 to Roth IRA and have contributions available immediately (bc I’ve contributed to the Roth IRA for more than 5 years) seems illegal. I feel like being in the military and optimizing my ROTH 401k is such an amazing ticket to fire. I knew this for a while, but always feel suspicious about it and it’s nice to hear you explain exactly what I was planning and thinking. Great videos.

Hey Psy, my wife & I watch your content together and we find your videos both extremely entertaining and educational! The videos are like our FIRE roadmap we have been using as a guide to save for our future. I especially enjoy that the way you talk about FIRE really breaks it down and helps people who are less finance savvy but still very frugal to get excited about building their wealth through a dedicated aggressive saving strategy and discipline. My wife can now see why I prioritize saving so much money towards our retirement so we can have wonderful vacations and peaceful years at a younger age than our peers! We are both 27 with a vision to be retired by 50 and based on what we are learning here we are on track currently to do so. Thank you so much for providing great educational financial resources for average folks like us and have a wonderful week!

Thank you. I’m active duty been in 6 years with on $6 in my account, I had no clue on how to invest my portfolio, this video is so informative!!!

My goal is to have 1.5 million in my TSP account at 62. My fund will have to average 7% per year over the next 12 years to reach this goal. At that point I plan to move 500K into the G fund and leave the 1 million dollars invested in the C and S fund. I will take withdrawals from the G fund for 8 years before I move money from the stock side again (i.e., two buckets). At this time one can’t control where to pull money from within the TSP; do you believe this will change in the future? There is a work around to this issue but it’s not ideal. Thanks for all the good information. The advice you’re giving is priceless.

Great video man! I'm 33 net worth nearing half a million, no debt (minus mortgage), no kids, no wife making six figures investing 40% of my annual income every year (not including FERS retirement pension) on track to be well over a million before 40.